Plain-language guides on mutual funds, SIP, tax saving and retirement planning — by Subhavani Nemalikanti, AMFI MFD ARN-358080.
SEBI mandates 80% in top-100 companies. When active large-cap funds beat Nifty 100 index funds — and when they don’t.
Read article →15-18% historical CAGR, SEBI 65% minimum in rank 101-250. Full guide with tax, SIP strategy, and who should invest.
Read article →Companies ranked 251+ with SEBI’s 65% minimum. Liquidity buffer rule, real drawdown history, why SIP is non-negotiable.
Read article →SEBI’s Nov 2020 category with only a 65% equity floor. Full manager freedom — why most funds still stay large-cap heavy.
Read article →Minimum 25% each in large, mid, and small cap. A truly diversified equity fund — with higher risk than Flexi Cap.
Read article →SEBI requires min 35% large + 35% mid cap. Nifty LargeMidcap 250 TRI benchmark. Best of both worlds — or compromise?
Read article →3-year lock-in, ₹1.5L 80C deduction under Old Regime, 80% equity (Feb 2026). Honest comparison vs PPF, NPS, NSC & FDs.
Read article →Both raised to 80% equity by SEBI Feb 2026. Value hunts underpriced P/E stocks; Contra bets on out-of-favour sectors.
Read article →80% equity in high-dividend stocks (SEBI Feb 2026). IDCW vs Growth, TDS change from April 2025, and who should invest.
Read article →Conservative to Aggressive to Arbitrage — one guide covers every sub-category, tax rules, and which fits which investor.
Read article →SEBI renamed BAF to Dynamic Asset Allocation Fund (Feb 2026). Shifts 0-100% equity based on valuation models. Complete guide.
Read article →SEBI requires min 10% each in 3+ asset classes. All-weather diversification — with the 65% equity tax rule explained.
Read article →SEBI cap of 30 stocks with 80% equity (Feb 2026). Higher volatility, manager dependency, and concentrated risk explained.
Read article →Factor-based models (Value, Momentum, Quality, Low Vol) vs traditional stock-picking. Performance, limitations, SEBI 2024 update.
Read article →How arbitrage funds exploit price differences between cash and futures markets to deliver liquid-fund-level returns with equity taxation.
Read article →T-bills, CPs and CDs — how money market funds beat savings accounts safely while staying highly liquid.
Read article →A data-driven comparison across 10-year CAGR, liquidity, taxation, and portfolio fit.
Read article →The real numbers behind property vs mutual funds — including hidden costs, liquidity, and actual CAGR.
Read article →What’s better for your emergency fund and short-term savings? Full breakdown of returns, liquidity, and tax treatment.
Read article →SEBI categories, the 65% equity tax rule, allocation ranges, and which fund fits which investor.
Read article →Which tax-saving instrument wins in 2026 under old and new tax regimes? Full comparison with numbers.
Read article →The math behind building ₹1 crore through disciplined SIP investing and the power of compounding over time.
Read article →How to build a targeted education corpus for your child using SIP, step-up investing, and goal-based planning.
Read article →A step-by-step guide to saving your home down payment using liquid funds, debt funds, and short-tenure SIPs.
Read article →How to build a corpus that funds 25-30 years of inflation-adjusted income using SIP and SWP strategy.
Read article →Debunking recycled clichés around Financial Independence — and what the maths actually demands.
Read article →3-bucket framework: never sell equity in a crash. Real fund picks, SWP setup, and an interactive corpus planner.
Read article →How to invest like Buffett without picking stocks — using SEBI-categorised value funds.
Read article →How to profit from India’s megatrends — EV, AI, manufacturing — without betting on individual winners.
Read article →Why most Indian investors quit in year 3 — just before the breakthrough. The most important investing lesson.
Read article →Starting 10 years earlier adds ₹3.5 crore — despite only ₹12 lakh more invested. The numbers every investor must see.
Read article →SIP vs lumpsum — the truth beyond the marketing. When each strategy wins and the 3 variables that determine your outcome.
Read article →FDs give known profit but hidden risks. Mutual funds carry known risks but historically high returns.
Read article →Should you pledge your MF portfolio instead of taking a car loan? Live calculator + full interest comparison.
Read article →FoFs explained with real examples, double expense ratio impact, 2024 tax rules, and who should invest.
Read article →What are fund of funds, how they work, expense ratio impact, and when to use them for international diversification.
Read article →Deep-dive: 10-year CAGR, overseas allocation, portfolio philosophy and who should invest.
Read article →