Investment Guides for Indian Investors

Plain-language guides on mutual funds, SIP, tax saving and retirement planning — by Subhavani Nemalikanti, AMFI MFD ARN-358080.

Funds

Arbitrage Funds — Low Risk, Equity Taxation

How arbitrage funds exploit price differences between cash and futures markets to deliver liquid-fund-level returns with equity taxation.

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Compare

Gold vs Mutual Funds — Where Should You Invest?

A data-driven comparison of gold and equity mutual funds across 10-year CAGR, liquidity, taxation, and portfolio fit.

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Compare

Real Estate vs Mutual Funds — The Real Numbers

The real numbers behind property investment vs mutual funds — including hidden costs, liquidity, and actual CAGR.

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Funds

Liquid Funds vs FD vs RD

What's better for your emergency fund and short-term savings? A complete breakdown of returns, liquidity, and tax treatment.

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Tax

ELSS vs PPF vs NPS — Tax Saving 2026

Which tax-saving instrument saves more in 2026 under the old and new tax regimes? Full comparison with numbers.

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SIP

SIP Compounding — How Rs5,000/Month Builds Crores

The math behind building Rs1 crore through disciplined SIP investing and the power of compounding over time.

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Goals

Child Education Planning with SIP

How to build a targeted education corpus for your child using SIP, step-up investing, and goal-based planning.

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Goals

Saving for Your Home Down Payment

A step-by-step guide to saving your home down payment using liquid funds, debt funds, and short-tenure SIPs.

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Retirement

Building a Rs3.5 Crore Retirement Corpus

How to build a retirement corpus that funds 25-30 years of inflation-adjusted income using SIP and SWP strategy.

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Strategy

5 FIRE Investing Myths Indian Investors Must Stop Believing

5 common FIRE myths that mislead Indian investors — debunked with data and realistic alternatives.

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Funds

Fund of Funds (FoF) — Complete Guide India

Everything you need to know about Fund of Funds: structure, taxation, when to use them, and top categories.

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Funds

Money Market Funds — Smart Emergency Fund Vehicle

Why money market funds are a better emergency fund option than savings accounts or liquid funds for many investors.

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Compare

Car Loan vs Loan Against Mutual Funds 2026

Should you take a car loan or pledge your mutual funds? A 2026 comparison of rates, flexibility, and true cost.

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Advanced MF

Fund of Funds India: One Investment, Multiple Funds, Global Reach

FoFs explained with real examples (FANG+ FoF, DSP Gold FoF), double expense ratio impact, 2024 tax rules, and who should invest.

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Fund Categories

Hybrid Funds vs Multi-Asset Funds: Same Family, Very Different Portfolios

SEBI definitions, allocation bars, 65% equity tax rule, real fund examples, and who should choose which — a complete 2025 guide.

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Retirement

The Bucket Strategy: The Smartest Way to Invest for Retirement

The 3-bucket framework for retirement income — with real fund examples, SWP setup guide, and an interactive corpus planner.

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